• Uncertain and unpredictable regulatory environment for blockchain and digital assets
  • Fast-changing business environment
  • The complexity of operating across multiple geographies
  • Concepts and technology not always well-understood by customers, thereby creating hesitancy to adopt solutions powered by blockchain technology
  • Reliance on relationships with traditional banks and payment service providers
  • Response from established players (e.g., payment services providers, Facebook, and banks), who are also important service providers to the business
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